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Checking Accounts

Free Active Duty Checking®

Designed for Active Duty or retired military life, you can now access your military pay 1 day earlier. Account requires qualifying direct deposit.

Features:

  • ATM fee rebates (up to $240 a year)3
  • Early access to military pay with direct deposit4
  • No monthly service fee
  • No minimum balance requirement
  • Free personalized checks

Rates:

  • 0.05% APY5
  • 0.05% Dividend Rate
Open Now a free Active Duty Checking account

Free Easy Checking

The easy, fast and free account that allows you to do everything from paying bills and making deposits to splitting a tab or paying for a ride. Account requires qualifying direct deposit.6

Features:

  • ATM fee rebates (up to $120 a year)7
  • No monthly service fee
  • No minimum balance requirement
  • Dividends credited monthly
  • Checking Protection Options to make sure you’re covered

Rates:

  • 0.05% APY5
  • 0.05% Dividend Rate
Open Now a free Easy Checking account

Free Campus Checking

Free Campus Checking provides convenient banking for members ages 14-24, with ATM fee rebates and no service fees.

Features:

  • ATM fee rebates (up to $120 a year)7
  • No monthly service fee
  • No minimum balance requirement

Rates:

  • 0.05% APY5
  • 0.05% Dividend Rate
Open Now a free Campus Checking account

Free EveryDay Checking

Every member is eligible for our hassle-free, requirement-free, fee-free account that includes all the standard benefits of our other checking accounts.

Features:

  • No monthly service fee
  • No opening deposit requirement
  • No minimum balance requirement

Rates:

  • 0.01% APY5
  • 0.01% Dividend Rate
Open Now a free Everyday Checking account

Flagship Checking

Earn more money on your money—the higher your balance, the greater your dividends.

Features:

  • Tiered dividends based on balance (earn dividends with a daily ending balance of at least $1,500)
  • ATM fee rebates with direct deposit (up to $120 a year)8
  • No monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500

Rates:

  • 0.35% to 0.45% APY9
  • 0.35% to 0.45% Dividend Rate
Open Now a Flagship Checking account

Business Checking Accounts

Own a small business? Earn dividends with a checking account designed with your business in mind.

Why Choose Metro Federal Credit Union?

Metro Federal Credit Union is dedicated to serving military members and their families. We provide exclusive benefits, services and tools to help our members reach their financial goals.

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